Best for most households

Fixed-Rate Electricity Plans in Texas

Fixed-rate plans are the most common electricity plans in Texas, and they're the plan type we recommend for most homes. Your price per kWh stays the same for the whole contract, so your bill moves only with how much electricity you use. We usually suggest a term of 12 months or longer.

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The basics

What Is a Fixed-Rate Electricity Plan?

With a fixed-rate plan, you agree to one price per kWh for a set number of months. There are no usage thresholds to hit and no credits to chase. If you use more, you pay more, and if you use less, you pay less, always at the same rate.

  • What stays the same

    Your provider's energy rate and any monthly base charge, for the full contract. The provider can't raise its own price until the contract ends.

  • What can still change

    How much you use, which is the biggest driver of your bill. Delivery charges from your local utility (TDU) can also go up or down during your contract.

That's why your bill is higher in August than in April even when your rate hasn't moved. The rate is locked; your usage isn't.

Today's prices

Today's Lowest Fixed-Rate Plans

The lowest simple fixed-rate plans in the Houston area today, priced at three usage levels. Compare them at the usage closest to your own, not only at 1,000 kWh.

  • True Power

    True Value 12 · 12 months · View EFL

    500 kWh12.2¢/kWh
    1,000 kWh11.7¢/kWh
    2,000 kWh11.5¢/kWh
  • Octopus EnergyGrade B

    Octo Simple 12 · 12 months · View EFL

    500 kWh11.8¢/kWh
    1,000 kWh11.8¢/kWh
    2,000 kWh11.8¢/kWh
  • Octopus EnergyGrade B

    Octo Simple 14 · 14 months · View EFL

    500 kWh11.9¢/kWh
    1,000 kWh11.9¢/kWh
    2,000 kWh11.9¢/kWh
  • APG&E

    TrueClassic 12 · 12 months · View EFL

    500 kWh12.5¢/kWh
    1,000 kWh12.0¢/kWh
    2,000 kWh11.8¢/kWh
  • Express Energy

    Speedy 12 · 12 months · View EFL

    500 kWh12.5¢/kWh
    1,000 kWh12.0¢/kWh
    2,000 kWh11.7¢/kWh

CenterPoint (Houston) area, ZIP 77002. Lowest-priced simple fixed-rate plans at 1,000 kWh, 12-month or longer terms, average price with delivery charges included. Updated November 13, 2026. Grades are from our provider reviews.

Compare today's rates in your utility area

Read the label

Not Every Fixed-Rate Plan Is Simple

Under Texas rules, a plan counts as fixed-rate when its pricing terms don't change during the contract. That label also covers plans whose price depends on how much you use. A bill credit plan, for example, can be fixed-rate and still cost far more in a month when you miss the credit.

When we say fixed-rate, we mean a simple plan: one energy rate, no bill credits and no usage tiers. Before you enroll, check the Electricity Facts Label for:

  • A bill credit that only applies above a certain usage
  • Different energy rates for different usage tiers
  • A minimum-usage fee in low-usage months
  • A monthly base charge that raises the price in lighter months

We can check it for you

Reading the fine print on every plan takes time. Share your bill and we'll check each Electricity Facts Label for you, then recommend a simple plan that fits how your home uses electricity.
Get a personalized recommendation

Contract terms

How Long Should Your Contract Be?

Short-term plans typically offer lower upfront rates because they skip the expensive summer months. Those months still have to land somewhere, and they usually land in your next contract. A plan of 12 months or longer covers a full year of seasons at one price.

Today's market

The lowest 3-month fixed-rate plan costs 10.2¢ per kWh at 1,000 kWh, compared with 11.7¢ for the lowest plan of 12 months or longer. The shorter plan looks cheaper, but the summer cost moves to whatever plan comes next.
  • Under 12 months

    Lower upfront rates, but the summer months often land in your next contract. Best when you know you'll move or want to time your next switch.

  • 12 months

    Our usual recommendation. One price through every season, and you get to shop again each year.

  • 24 to 36 months

    Fewer renewals to manage. Worth it when the rate is close to the best 12-month price and you plan to stay put.

Moving soon? Pick a term that ends around your move date. In Texas, a provider can't charge an early termination fee because you move, as long as you give a forwarding address and any evidence it asks for.

Renewal

What Happens When Your Contract Ends

Every fixed-rate contract ends, and the renewal rate is usually higher than what you're paying now. That's true for short and long contracts alike, so plan to shop again whenever a contract ends.

  • For contracts longer than four months, your provider must send a renewal notice at least 30 days before the contract ends
  • There's no early termination fee in the last 14 days of a residential fixed-rate contract
  • If you don't choose a new plan, you'll likely move to a much higher month-to-month rate

Where we help

Want to set it and forget it? We'll point you to a provider with fair renewal pricing. Prefer the lowest rate? We'll find it for you and help you pick a new plan when it's time to renew.
Get a personalized recommendation

Tradeoffs

Pros and Cons of Fixed-Rate Plans

Why we recommend them

  • The rate doesn't change when the market spikes
  • No usage target to hit each month
  • Easy to compare: one rate, one term
  • Easier to budget through the summer

What to watch

  • Leaving early can mean an early termination fee
  • You keep your rate even if market prices fall
  • The renewal rate is usually higher
  • A time-of-use plan can cost less if your usage fits it

For the vast majority of Texans, a fixed-rate plan is the right choice. You get a steady price and don't have to manage your usage around a plan's rules. If you can shift laundry, dishwashing or EV charging to night hours, compare a time-of-use plan too. If you need to avoid a deposit, look at no-deposit options.

The Insider Scorecard

Our Top Picks for Fixed-Rate Plans

Every provider on our top picks list offers fixed-rate plans. Each one earned an award in our provider reviews for a different kind of customer.

Grades last reviewed November 3, 2026. How we grade

See all provider reviews

Before you enroll

How To Compare Fixed-Rate Plans

  • Know your usage

    Look at your last 12 bills or your Smart Meter Texas history. Most homes use far more in summer than in spring or fall.

  • Compare the average price

    Use the price on the Electricity Facts Label at the usage level closest to yours. It already includes delivery charges.

  • Check fees and the term

    Note the monthly base charge, the early termination fee and the month the contract ends.

  • Look at the provider

    Read how the provider handles renewals and customer service. Our reviews grade both.

How to read an Electricity Facts Label

Questions

Fixed-Rate Plans FAQ

Personalized electricity guidance

Find the Right Fixed-Rate Plan for Your Home

Share your bill or usage and we'll compare fixed-rate plans at your own usage, including how each provider handles renewals.

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