Best for most households
Fixed-Rate Electricity Plans in Texas
Fixed-rate plans are the most common electricity plans in Texas, and they're the plan type we recommend for most homes. Your price per kWh stays the same for the whole contract, so your bill moves only with how much electricity you use. We usually suggest a term of 12 months or longer.
Get startedThe basics
What Is a Fixed-Rate Electricity Plan?
With a fixed-rate plan, you agree to one price per kWh for a set number of months. There are no usage thresholds to hit and no credits to chase. If you use more, you pay more, and if you use less, you pay less, always at the same rate.
What stays the same
Your provider's energy rate and any monthly base charge, for the full contract. The provider can't raise its own price until the contract ends.
What can still change
How much you use, which is the biggest driver of your bill. Delivery charges from your local utility (TDU) can also go up or down during your contract.
That's why your bill is higher in August than in April even when your rate hasn't moved. The rate is locked; your usage isn't.
Today's prices
Today's Lowest Fixed-Rate Plans
The lowest simple fixed-rate plans in the Houston area today, priced at three usage levels. Compare them at the usage closest to your own, not only at 1,000 kWh.
True Power
True Value 12 · 12 months · View EFL
500 kWh12.2¢/kWh1,000 kWh11.7¢/kWh2,000 kWh11.5¢/kWhOctopus EnergyGrade B
Octo Simple 12 · 12 months · View EFL
500 kWh11.8¢/kWh1,000 kWh11.8¢/kWh2,000 kWh11.8¢/kWhOctopus EnergyGrade B
Octo Simple 14 · 14 months · View EFL
500 kWh11.9¢/kWh1,000 kWh11.9¢/kWh2,000 kWh11.9¢/kWhAPG&E
TrueClassic 12 · 12 months · View EFL
500 kWh12.5¢/kWh1,000 kWh12.0¢/kWh2,000 kWh11.8¢/kWhExpress Energy
Speedy 12 · 12 months · View EFL
500 kWh12.5¢/kWh1,000 kWh12.0¢/kWh2,000 kWh11.7¢/kWh
CenterPoint (Houston) area, ZIP 77002. Lowest-priced simple fixed-rate plans at 1,000 kWh, 12-month or longer terms, average price with delivery charges included. Updated November 13, 2026. Grades are from our provider reviews.
Compare today's rates in your utility areaRead the label
Not Every Fixed-Rate Plan Is Simple
Under Texas rules, a plan counts as fixed-rate when its pricing terms don't change during the contract. That label also covers plans whose price depends on how much you use. A bill credit plan, for example, can be fixed-rate and still cost far more in a month when you miss the credit.
When we say fixed-rate, we mean a simple plan: one energy rate, no bill credits and no usage tiers. Before you enroll, check the Electricity Facts Label for:
- A bill credit that only applies above a certain usage
- Different energy rates for different usage tiers
- A minimum-usage fee in low-usage months
- A monthly base charge that raises the price in lighter months
We can check it for you
Contract terms
How Long Should Your Contract Be?
Short-term plans typically offer lower upfront rates because they skip the expensive summer months. Those months still have to land somewhere, and they usually land in your next contract. A plan of 12 months or longer covers a full year of seasons at one price.
Today's market
Under 12 months
Lower upfront rates, but the summer months often land in your next contract. Best when you know you'll move or want to time your next switch.
12 months
Our usual recommendation. One price through every season, and you get to shop again each year.
24 to 36 months
Fewer renewals to manage. Worth it when the rate is close to the best 12-month price and you plan to stay put.
Moving soon? Pick a term that ends around your move date. In Texas, a provider can't charge an early termination fee because you move, as long as you give a forwarding address and any evidence it asks for.
Renewal
What Happens When Your Contract Ends
Every fixed-rate contract ends, and the renewal rate is usually higher than what you're paying now. That's true for short and long contracts alike, so plan to shop again whenever a contract ends.
- For contracts longer than four months, your provider must send a renewal notice at least 30 days before the contract ends
- There's no early termination fee in the last 14 days of a residential fixed-rate contract
- If you don't choose a new plan, you'll likely move to a much higher month-to-month rate
Where we help
Tradeoffs
Pros and Cons of Fixed-Rate Plans
Why we recommend them
- The rate doesn't change when the market spikes
- No usage target to hit each month
- Easy to compare: one rate, one term
- Easier to budget through the summer
What to watch
- Leaving early can mean an early termination fee
- You keep your rate even if market prices fall
- The renewal rate is usually higher
- A time-of-use plan can cost less if your usage fits it
For the vast majority of Texans, a fixed-rate plan is the right choice. You get a steady price and don't have to manage your usage around a plan's rules. If you can shift laundry, dishwashing or EV charging to night hours, compare a time-of-use plan too. If you need to avoid a deposit, look at no-deposit options.
The Insider Scorecard
Our Top Picks for Fixed-Rate Plans
Every provider on our top picks list offers fixed-rate plans. Each one earned an award in our provider reviews for a different kind of customer.
- BKV EnergyBest for Long-Term ValueA-
- Champion EnergyBest at the BasicsA-
- GoodCharlie EnergyBest for Pet OwnersA-
- Rhythm EnergyBest for Maximum SavingsB+
- Chariot EnergyBest for EV OwnersB
- Green Mountain EnergyBest for Green EnergyC+
Grades last reviewed November 3, 2026. How we grade
See all provider reviewsBefore you enroll
How To Compare Fixed-Rate Plans
Know your usage
Look at your last 12 bills or your Smart Meter Texas history. Most homes use far more in summer than in spring or fall.
Compare the average price
Use the price on the Electricity Facts Label at the usage level closest to yours. It already includes delivery charges.
Check fees and the term
Note the monthly base charge, the early termination fee and the month the contract ends.
Look at the provider
Read how the provider handles renewals and customer service. Our reviews grade both.
Questions
Fixed-Rate Plans FAQ
Keep exploring
Other Electricity Plan Types
See how fixed-rate plans compare with the other plan types on the Texas Electricity Plans page, or read our guide to choosing an electricity plan.
Bill Credit Plans
Plans that apply a credit once your monthly usage reaches a set threshold.
Read the guideTime-of-Use Plans
Different prices depending on the time of day you use electricity.
Read the guideEV Plans
Plans built for homes that charge an electric vehicle.
Read the guideNo Deposit Electricity
Start service without a deposit, including prepaid plans.
Read the guide
Personalized electricity guidance
Find the Right Fixed-Rate Plan for Your Home
Share your bill or usage and we'll compare fixed-rate plans at your own usage, including how each provider handles renewals.
Get started